12 C.F.R. § 202.4 General rules.
Title 12 - Banks and Banking
(a) Discrimination. A creditor shall not discriminate against an applicant on a prohibited basis regarding any aspect of a credit transaction. (b) Discouragement. A creditor shall not make any oral or written statement, in advertising or otherwise, to applicants or prospective applicants that would discourage on a prohibited basis a reasonable person from making or pursuing an application. (c) Written applications. A creditor shall take written applications for the dwelling-related types of credit covered by §202.13(a). (d) Form of disclosures. A creditor that provides in writing any disclosures or information required by this regulation must provide the disclosures in a clear and conspicuous manner and, except for the disclosures required by §§202.5 and 202.13, in a form the applicant may retain. (e) Foreign-language disclosures. Disclosures may be made in languages other than English, provided they are available in English upon request.
Title 12: Banks and Banking
PART 202—EQUAL CREDIT OPPORTUNITY ACT (REGULATION B)
§ 202.4 General rules.
