12 C.F.R. § 563e.26 Small savings association performance standards.
Title 12 - Banks and Banking
(a) Performance criteria. The OTS evaluates the record of a small savings association, or a savings association that was a small savings association during the prior calendar year, of helping to meet the credit needs of its assessment area(s) pursuant to the following criteria: (1) The savings association's loan-to-deposit ratio, adjusted for seasonal variation and, as appropriate, other lending-related activities, such as loan originations for sale to the secondary markets, community development loans, or qualified investments; (2) The percentage of loans and, as appropriate, other lending-related activities located in the savings association's assessment area(s); (3) The savings association's record of lending to and, as appropriate, engaging in other lending-related activities for borrowers of different income levels and businesses and farms of different sizes; (4) The geographic distribution of the savings association's loans; and (5) The savings association's record of taking action, if warranted, in response to written complaints about its performance in helping to meet credit needs in its assessment area(s). (b) Small savings association performance rating. The OTS rates the performance of a savings association evaluated under this section as provided in Appendix A of this part.
Title 12: Banks and Banking
PART 563e—COMMUNITY REINVESTMENT
Subpart B—Standards for Assessing Performance
§ 563e.26 Small savings association performance standards.
