12 C.F.R. PART 226--TRUTH IN LENDING (REGULATION Z)
TITLE 12--Banks and Banking
CHAPTER II--FEDERAL RESERVE SYSTEM
SUBCHAPTER A--BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
PART 226--TRUTH IN LENDING (REGULATION Z)
Subpart A--GENERAL
|
|
| Authority, purpose, coverage, organization, enforcement and liability.
|
|
|
|
| Definitions and rules of construction.
|
|
Subpart B--OPEN-END CREDIT
|
|
| General disclosure requirements.
|
|
|
|
| Credit and charge card applications and solicitations.
|
|
|
|
| Requirements for home equity plans.
|
|
|
|
| Initial disclosure statement.
|
|
|
|
| Identification of transactions.
|
|
|
|
| Subsequent disclosure requirements.
|
|
|
|
| Prompt crediting of payments.
|
|
|
|
| Treatment of credit balances.
|
|
|
|
| Special credit card provisions.
|
|
|
|
| Billing error resolution.
|
|
|
|
| Determination of annual percentage rate.
|
|
Subpart C--CLOSED-END CREDIT
|
|
| General disclosure requirements.
|
|
|
|
| Certain residential mortgage and variable-rate transactions.
|
|
|
|
| Subsequent disclosure requirements.
|
|
|
|
| Treatment of credit balances.
|
|
|
|
| Determination of annual percentage rate.
|
|
Subpart D--MISCELLANEOUS
|
|
| Use of annual percentage rate in oral disclosures.
|
|
Subpart E--SPECIAL RULES FOR CERTAIN HOME MORTGAGE TRANSACTIONS
|
|
| Requirements for certain closed-end home mortgages.
|
|
|
|
| Requirements for reverse mortgages.
|
|
|
|
| Prohibited acts or practices in connection with credit secured by a consumer's dwelling.
|
|
Subpart F--ELECTRONIC COMMUNICATION
|
|
| Requirements for electronic communication.
|
|
