20 C.F.R. § 228.16 Adjustments in the age reduction factor (ARF).
Title 20 - Employees' Benefits
Upon the attainment of retirement age, the previously-computed age reduction factor is adjusted to remove those months for which a full annuity was not paid even though the individual was entitled.
Title 20: Employees' Benefits
PART 228—COMPUTATION OF SURVIVOR ANNUITIES
Subpart B—The Tier I Annuity Component
§ 228.16 Adjustments in the age reduction factor (ARF).

