24 C.F.R. PART 203--SINGLE FAMILY MORTGAGE INSURANCE
TITLE 24--Housing and Urban Development
Subtitle B--REGULATIONS RELATING TO HOUSING AND URBAN DEVELOPMENT
CHAPTER II--OFFICE OF ASSISTANT SECRETARY FOR HOUSING--FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
SUBCHAPTER B--MORTGAGE AND LOAN INSURANCE PROGRAMS UNDER NATIONAL HOUSING ACT AND OTHER AUTHORITIES
PART 203--SINGLE FAMILY MORTGAGE INSURANCE
Subpart A--ELIGIBILITY REQUIREMENTS AND UNDERWRITING PROCEDURES
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| Approval of mortgagees for Direct Endorsement.
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| Approval of mortgagees for Lender Insurance.
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| Direct Endorsement process.
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| Lender Insurance process.
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| Disclosure regarding interest due upon mortgage prepayment.
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| Informed consumer choice for prospective FHA mortgagors.
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| Mortgage insurance on proposed or new construction.
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| Certification of appraisal amount.
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| Certificate and contract regarding use of dwelling for transient or hotel purposes.
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| Mortgagor and mortgagee requirement for maintaining flood insurance coverage.
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| Maximum mortgage amounts.
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| Increased mortgage amount.
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| One-time or up-front mortgage insurance premium excluded from limitations on maximum mortgage amounts.
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| Minimum principal loan amount.
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| Mortgagor's minimum investment.
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| Payment of insurance premiums or charges; prepayment privilege.
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| Mortgagor's payments to include other charges.
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| Mortgagor's payments when mortgage is executed.
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| Charges, fees or discounts.
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| Economic soundness of projects.
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| Eligible mortgages in Alaska, Guam, Hawaii, or the Virgin Islands.
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| Certificate of nondiscrimination by the mortgagor.
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| Mortgagor of a principal residence in military service cases.
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| Relationship of income to mortgage payments.
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| Disclosure and verification of Social Security and Employer Identification Numbers.
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| Nature of title to realty.
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| Free assumability; exceptions.
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| Eligibility of miscellaneous type mortgages.
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| Eligibility of mortgages covering housing in certain neighborhoods.
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| Eligibility of mortgages involving a dwelling unit in a cooperative housing development.
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| Eligibility of mortgages in certain communities.
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| Eligibility of mortgages covering houses in federally impacted areas.
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| Eligibility of mortgages covering manufactured homes.
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| Eligibility of mortgages in certain communities.
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| Eligibility of mortgages on Indian land insured pursuant to section 248 of the National Housing Act.
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| Eligibility of mortgages on Hawaiian Home Lands insured pursuant to section 247 of the National Housing Act.
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| Eligibility of mortgages on Allegany Reservation of Seneca Nation of Indians.
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| Eligibility of graduated payment mortgages.
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| Eligibility of growing equity mortgages.
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| Eligibility of adjustable rate mortgages.
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| Eligibility of rehabilitation loans.
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| Acceptance of individual residential water purification equipment.
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| Plan acceptability and acceptance renewal criteria--general.
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| Issuance and nature of insured 10-year protection plans.
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| Requirements and limitations of a plan.
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| Housing performance standards or criteria.
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| Insurance backing criteria.
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Subpart B--CONTRACT RIGHTS AND OBLIGATIONS
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| Insurance of open-end advance.
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| Creation of the contract.
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| Method of payment of MIP.
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| Amount of mortgage insurance premium (periodic MIP).
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| Calculation of periodic MIP.
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| Due date of periodic MIP.
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| Mortgagee's late charge and interest.
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| Period covered by periodic MIP.
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| Duration of periodic MIP.
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| Pro rata payment of periodic MIP.
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| Method of payment of periodic MIP.
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| Open-end insurance charges.
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| One-time or Up-front MIP.
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| Calculation of one-time MIP.
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| Mortgagee's late charge and interest.
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| Calculation of up-front and annual MIP on or after July 1, 1991.
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| Fifteen-year mortgages: Calculation of up-front and annual MIP on or after December 26, 1992.
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| Discontinuance of adjusted premium charge.
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| Termination by conveyance to other than Commissioner.
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| Termination by prepayment of mortgage.
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| Termination by voluntary agreement.
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| Notice of termination by mortgagee.
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| Pro rata payment of premiums and charges.
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| Notice and date of termination by Commissioner.
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| Definition of delinquency and requirement for notice of delinquency to HUD.
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| Definition of default, date of default, and requirement of notice of default to HUD.
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| Reinstatement of defaulted mortgage.
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| Partial release, addition or substitution of security.
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| Postponement of principal payments--mortgagors in military service.
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| Postponement of foreclosure--mortgagors in military service.
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| Application for insurance benefits and fiscal data.
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| Certification by mortgagee.
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| Notice of foreclosure and pre-foreclosure sale; reasonable diligence requirements.
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| Deed in lieu of foreclosure.
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| Direct conveyance of property.
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| Time of conveyance to the Secretary.
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| Notice of property transfer or pre-foreclosure sale and application for insurance benefits.
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| Acceptance of property by Commissioner.
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| Conditions for withdrawal of application for insurance benefits.
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| Effect of noncompliance with regulations.
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| Mortgagee's liability for property expenditures.
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| Documents and information to be furnished the Secretary; claims review.
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| Conveyance of marketable title.
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| Contents of deed and supporting documents.
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| Claims without conveyance procedure.
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| Inspection and preservation of properties.
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| Adjustment for damage or neglect.
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| Certificate of property condition.
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| Cancellation of hazard insurance.
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| Types of satisfactory title evidence.
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| Coverage of title evidence.
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| Acceptability of customary title evidence.
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| Waiver of title--mortgages or property formerly held by the Secretary.
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| Title objection waiver with reduced insurance benefits.
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| Amount of payment--conveyed and non-conveyed properties.
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| Items included in payment--conveyed and non-conveyed properties.
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| Reimbursement for uncollected interest.
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| Items deducted from payment--conveyed and non-conveyed properties.
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| Amount of payment--assigned mortgages.
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| Registration of debentures.
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| Form and amounts of debentures.
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| Redemption of debentures.
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| Issue date of debentures.
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| Payment for foreclosure alternative actions.
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| Amount of payment--partial claims.
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| Delivery of certificate of claim.
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| Amount and items of certificate of claim.
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| Rate of interest of certificate of claim.
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| Nature of Mutual Mortgage Insurance Fund.
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| Allocation of Mutual Mortgage Insurance Fund income or loss.
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| Right and liability under Mutual Mortgage Insurance Fund.
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| Distribution of distributive shares.
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| Maximum amount of distributive shares.
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| Finality of determination.
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| Inapplicability to housing in older declining urban areas.
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| Statute of limitations on payment of distributive shares.
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| Sale of interests in insured mortgages.
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| Sale of insured mortgage to approved mortgagee.
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| Effect of sale of insured mortgage.
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| Assignments, pledges and transfers by approved mortgagee.
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| Transfers of partial interests.
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| Claim procedure--graduated payment mortgages.
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| Mortgages involving a dwelling unit in a cooperative housing development.
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| Mortgages on Indian land insured pursuant to section 248 of the National Housing Act.
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| Mortgages on Hawaiian home lands insured pursuant to section 247 of the National Housing Act.
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| Mortgages on property in Allegany Reservation of Seneca Nation of Indians authorized by section 203(q) of the National Housing Act.
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| Contract created by Insurance Certificate or by endorsement.
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| Voluntary termination of contract.
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| Termination by prepayment of loan.
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| Notice of termination by lender.
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| Pro rata payment of premium before termination.
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| Notice and date of termination by Commissioner.
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| Definition of delinquency and requirement for notice of delinquency to HUD.
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| Definition of default, date of default, and requirement of notice of default to HUD.
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| Reinstatement of defaulted loan.
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| Relief for borrower in military service.
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| Claim application and items to be filed.
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| Certificate by lender when loan assigned.
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| Payment of insurance benefits.
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| Registration of debentures.
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| Forms and amounts of debentures.
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| Redemption of debentures.
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| Issue date of debentures.
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| Sale of interests in insured loans.
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| Sale of insured loan to approved lender.
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| Effect of sale of insured loan.
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| Assignments, pledges and transfers by approved lender.
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| Transfers of partial interests.
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| Actions to be taken by mortgagee or lender.
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Subpart C--SERVICING RESPONSIBILITIES
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| Mortgage servicing generally.
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| Responsibility for servicing.
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| Release of personal liability.
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| Free assumability; exceptions.
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| Fees and charges after endorsement.
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| Enforcement of late charges.
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| Return of partial payments.
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| Mortgage collection action.
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| Delinquency notice to mortgagor.
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| Contact with the mortgagor.
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| Loss mitigation performance.
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| Relief for mortgagor in military service.
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| Processing defaulted mortgages on property located on Indian land.
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| Processing defaulted mortgages on property located on Hawaiian home lands.
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| Processing defaulted mortgages on property in Allegany Reservation of Seneca Nation of Indians.
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| Conveyance of occupied property.
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| Criteria for determining the Secretary's interest.
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| Eligibility for continued occupancy.
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| Notice to occupants of pending acquisition.
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| Request for continued occupancy.
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| Decision to approve or deny a request.
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| Conveyance of vacant property.
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| occupancy after conveyance.
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| Approval of occupancy after conveyance.
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| Authority of HUD Field Office Managers.
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