45 C.F.R. § 263.23 How does a State prevent a recipient from using the IDA account for unqualified purposes?
Title 45 - Public Welfare
To prevent recipients from using the IDA account improperly, States may do the following: (a) Count withdrawals as earned income in the month of withdrawal (unless already counted as income); (b) Count withdrawals as resources in determining eligibility; or (c) Take such other steps as the State has established in its State plan or written State policies to deter inappropriate use.
Title 45: Public Welfare
PART 263—EXPENDITURES OF STATE AND FEDERAL TANF FUNDS
Subpart C—What Rules Apply to Individual Development Accounts?
§ 263.23 How does a State prevent a recipient from using the IDA account for unqualified purposes?

