§ 1692d. — Harassment or abuse.
[Laws in effect as of January 24, 2002]
[Document not affected by Public Laws enacted between
January 24, 2002 and December 19, 2002]
[CITE: 15USC1692d]
TITLE 15--COMMERCE AND TRADE
CHAPTER 41--CONSUMER CREDIT PROTECTION
SUBCHAPTER V--DEBT COLLECTION PRACTICES
Sec. 1692d. Harassment or abuse
A debt collector may not engage in any conduct the natural
consequence of which is to harass, oppress, or abuse any person in
connection with the collection of a debt. Without limiting the general
application of the foregoing, the following conduct is a violation of
this section:
(1) The use or threat of use of violence or other criminal means
to harm the physical person, reputation, or property of any person.
(2) The use of obscene or profane language or language the
natural consequence of which is to abuse the hearer or reader.
(3) The publication of a list of consumers who allegedly refuse
to pay debts, except to a consumer reporting agency or to persons
meeting the requirements of section 1681a(f) or 1681b(3) \1\ of this
title.
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\1\ See References in Text note below.
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(4) The advertisement for sale of any debt to coerce payment of
the debt.
(5) Causing a telephone to ring or engaging any person in
telephone conversation repeatedly or continuously with intent to
annoy, abuse, or harass any person at the called number.
(6) Except as provided in section 1692b of this title, the
placement of telephone calls without meaningful disclosure of the
caller's identity.
(Pub. L. 90-321, title VIII, Sec. 806, as added Pub. L. 95-109, Sept.
20, 1977, 91 Stat. 877.)
References in Text
Section 1681b(3) of this title, referred to in par. (3), was
redesignated section 1681b(a)(3) of this title by Pub. L. 104-208, div.
A, title II, Sec. 2403(a)(1), Sept. 30, 1996, 110 Stat. 3009-430.
