§ 6781. — Standard of regulation for motor vehicle rentals.
[Laws in effect as of January 24, 2002]
[Document not affected by Public Laws enacted between
January 24, 2002 and December 19, 2002]
[CITE: 15USC6781]
TITLE 15--COMMERCE AND TRADE
CHAPTER 93--INSURANCE
SUBCHAPTER IV--RENTAL CAR AGENCY INSURANCE ACTIVITIES
Sec. 6781. Standard of regulation for motor vehicle rentals
(a) Protection against retroactive application of regulatory and legal
action
Except as provided in subsection (b) of this section, during the 3-
year period beginning on November 12, 1999, it shall be a presumption
that no State law imposes any licensing, appointment, or education
requirements on any person who solicits the purchase of or sells
insurance connected with, and incidental to, the lease or rental of a
motor vehicle.
(b) Preeminence of State insurance law
No provision of this section shall be construed as altering the
validity, interpretation, construction, or effect of--
(1) any State statute;
(2) the prospective application of any court judgment
interpreting or applying any State statute; or
(3) the prospective application of any final State regulation,
order, bulletin, or other statutorily authorized interpretation or
action,
which, by its specific terms, expressly regulates or exempts from
regulation any person who solicits the purchase of or sells insurance
connected with, and incidental to, the short-term lease or rental of a
motor vehicle.
(c) Scope of application
This section shall apply with respect to--
(1) the lease or rental of a motor vehicle for a total period of
90 consecutive days or less; and
(2) insurance which is provided in connection with, and
incidentally to, such lease or rental for a period of consecutive
days not exceeding the lease or rental period.
(d) Motor vehicle defined
For purposes of this section, the term ``motor vehicle'' has the
same meaning as in section 13102 of title 49.
(Pub. L. 106-102, title III, Sec. 341, Nov. 12, 1999, 113 Stat. 1434.)
