§ 6822. — Administrative enforcement.
[Laws in effect as of January 24, 2002]
[Document not affected by Public Laws enacted between
January 24, 2002 and December 19, 2002]
[CITE: 15USC6822]
TITLE 15--COMMERCE AND TRADE
CHAPTER 94--PRIVACY
SUBCHAPTER II--FRAUDULENT ACCESS TO FINANCIAL INFORMATION
Sec. 6822. Administrative enforcement
(a) Enforcement by Federal Trade Commission
Except as provided in subsection (b) of this section, compliance
with this subchapter shall be enforced by the Federal Trade Commission
in the same manner and with the same power and authority as the
Commission has under the Fair Debt Collection Practices Act [15 U.S.C.
1692 et seq.] to enforce compliance with such Act.
(b) Enforcement by other agencies in certain cases
(1) In general
Compliance with this subchapter shall be enforced under--
(A) section 8 of the Federal Deposit Insurance Act [12
U.S.C. 1818], in the case of--
(i) national banks, and Federal branches and Federal
agencies of foreign banks, by the Office of the Comptroller
of the Currency;
(ii) member banks of the Federal Reserve System (other
than national banks), branches and agencies of foreign banks
(other than Federal branches, Federal agencies, and insured
State branches of foreign banks), commercial lending
companies owned or controlled by foreign banks, and
organizations operating under section 25 or 25A of the
Federal Reserve Act [12 U.S.C. 601 et seq., 611 et seq.], by
the Board;
(iii) banks insured by the Federal Deposit Insurance
Corporation (other than members of the Federal Reserve
System and national nonmember banks) and insured State
branches of foreign banks, by the Board of Directors of the
Federal Deposit Insurance Corporation; and
(iv) savings associations the deposits of which are
insured by the Federal Deposit Insurance Corporation, by the
Director of the Office of Thrift Supervision; and
(B) the Federal Credit Union Act [12 U.S.C. 1751 et seq.],
by the Administrator of the National Credit Union Administration
with respect to any Federal credit union.
(2) Violations of this subchapter treated as violations of
other laws
For the purpose of the exercise by any agency referred to in
paragraph (1) of its powers under any Act referred to in that
paragraph, a violation of this subchapter shall be deemed to be a
violation of a requirement imposed under that Act. In addition to
its powers under any provision of law specifically referred to in
paragraph (1), each of the agencies referred to in that paragraph
may exercise, for the purpose of enforcing compliance with this
subchapter, any other authority conferred on such agency by law.
(Pub. L. 106-102, title V, Sec. 522, Nov. 12, 1999, 113 Stat. 1447.)
References in Text
The Fair Debt Collection Practices Act, referred to in subsec. (a),
is title VIII of Pub. L. 90-321, as added by Pub. L. 95-109, Sept. 20,
1977, 91 Stat. 874, as amended, which is classified generally to
subchapter V (Sec. 1692 et seq.) of chapter 41 of this title. For
complete classification of this Act to the Code, see Short Title note
set out under section 1601 of this title and Tables.
Section 25 of the Federal Reserve Act, referred to in subsec.
(b)(1)(A)(ii), is classified to subchapter I (Sec. 601 et seq.) of
chapter 6 of Title 12, Banks and Banking. Section 25A of the Federal
Reserve Act is classified to subchapter II (Sec. 611 et seq.) of chapter
6 of Title 12.
The Federal Credit Union Act, referred to in subsec. (b)(1)(B), is
act June 26, 1934, ch. 750, 48 Stat. 1216, as amended, which is
classified generally to chapter 14 (Sec. 1751 et seq.) of Title 12,
Banks and Banking. For complete classification of this Act to the Code,
see section 1751 of Title 12 and Tables.
Section Referred to in Other Sections
This section is referred to in section 6824 of this title.
