12 C.F.R. § 557.13 What State laws affecting deposits are not preempted?
Title 12 - Banks and Banking
(a) The OTS has not preempted the following types of state law, to the extent that the law only incidentally affects your deposit-related activities or is otherwise consistent with the purposes of §557.11: (1) Contract and commercial law; (2) Tort law; and (3) Criminal law. (b) The OTS will not preempt any other state law if the OTS, upon review, finds that the law: (1) Furthers a vital state interest; and (2) Either only incidentally affects your deposit-related activities or is not otherwise contrary to the purposes expressed in §557.11.
Title 12: Banks and Banking
PART 557—DEPOSITS
Subpart B—Deposit Activities of Federal Savings Associations
§ 557.13 What State laws affecting deposits are not preempted?