12 C.F.R. § 557.14 What interest rate may I pay on savings accounts?
Title 12 - Banks and Banking
(a) You may pay interest at any rate or anticipated rate of return on savings accounts, either in deposit or in share form, as provided in your charter and the account's terms. (b) You may pay fixed or variable rates. If you pay a variable rate, you must base it on a schedule, index, or formula that you specify in the account's terms.
Title 12: Banks and Banking
PART 557—DEPOSITS
Subpart B—Deposit Activities of Federal Savings Associations
§ 557.14 What interest rate may I pay on savings accounts?