20 C.F.R. § 404.115   Table for determining the quarters of coverage you need to be fully insured.


Title 20 - Employees' Benefits


Title 20: Employees' Benefits
PART 404—FEDERAL OLD-AGE, SURVIVORS AND DISABILITY INSURANCE (1950– )
Subpart B—Insured Status and Quarters of Coverage
Fully Insured Status

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§ 404.115   Table for determining the quarters of coverage you need to be fully insured.

(a) General. You may use the following table to determine the number of quarters of coverage (QCs) you need to be fully insured under §404.110. Paragraphs (b) and (c) of this section tell you how to use this table.

 ----------------------------------------------------------------------------------------------------------------Worker who reaches retirement age as described in § 404.110(b)(2)       Worker who dies before reaching-----------------------------------------------------------------------   retirement age as described in §                                                    Col. II \1\                       404.110(b)(2)                                           ---------------------------------------------------------------------                                                                                                       Col. V           Col. I_Date of birth                                           Col. III                   \4\_Age in                                                 Men          Women      \2\_Year of   Col. IV \3\     year of                                                                            death                       death----------------------------------------------------------------------------------------------------------------Jan. 1, 1893 or earlier...................             6             6      \5\ 1957             6        \6\ 28Jan. 2, 1893 to Jan. 1, 1894..............             7             6          1958             7            29Jan. 2, 1894 to Jan. 1, 1895..............             8             6          1959             8            30Jan. 2, 1895 to Jan. 1, 1896..............             9             6          1960             9            31Jan. 2, 1896 to Jan. 1, 1897..............            10             7          1961            10            32Jan. 2, 1897 to Jan. 1, 1898..............            11             8          1962            11            33Jan. 2, 1898 to Jan. 1, 1899..............            12             9          1963            12            34Jan. 2, 1899 to Jan. 1, 1900..............            13            10          1964            13            35Jan. 2, 1900 to Jan. 1, 1901..............            14            11          1965            14            36Jan. 2, 1901 to Jan. 1, 1902..............            15            12          1966            15            37Jan. 2, 1902 to Jan. 1, 1903..............            16            13          1967            16            38Jan. 2, 1903 to Jan. 1, 1904..............            17            14          1968            17            39Jan. 2, 1904 to Jan. 1, 1905..............            18            15          1969            18            40Jan. 2, 1905 to Jan. 1, 1906..............            19            16          1970            19            41Jan. 2, 1906 to Jan. 1, 1907..............            20            17          1971            20            42Jan. 2, 1907 to Jan. 1, 1908..............            21            18          1972            21            43Jan. 2, 1908 to Jan. 1, 1909..............            22            19          1973            22            44Jan. 2, 1909 to Jan. 1, 1910..............            23            20          1974            23            45Jan. 2, 1910 to Jan. 1, 1911..............            24            21          1975            24            46Jan. 2, 1911 to Jan. 1, 1912..............            24            22          1976            25            47Jan. 2, 1912 to Jan. 1, 1913..............            24            23          1977            26            48Jan. 2, 1913 to Jan. 1, 1914..............            24            24          1978            27            49Jan. 2, 1914 to Jan. 1, 1915..............            25            25          1979            28            50Jan. 2, 1915 to Jan. 1, 1916..............            26            26          1980            29            51Jan. 2, 1916 to Jan. 1, 1917..............            27            27          1981            30            52Jan. 2, 1917 to Jan. 1, 1918..............            28            28          1982            31            53Jan. 2, 1918 to Jan. 1, 1919..............            29            29          1983            32            54Jan. 2, 1919 to Jan. 1, 1920..............            30            30          1984            33            55Jan. 2, 1920 to Jan. 1, 1921..............            31            31          1985            34            56Jan. 2, 1921 to Jan. 1, 1922..............            32            32          1986            35            57Jan. 2, 1922 to Jan. 1, 1923..............            33            33          1987            36            58Jan. 2, 1923 to Jan. 1, 1924..............            34            34          1988            37            59Jan. 2, 1924 to Jan. 1, 1925..............            35            35          1989            38            60Jan. 2, 1925 to Jan. 1, 1926..............            36            36          1990            39            61Jan. 2, 1926 to Jan. 1, 1927..............            37            37      \7\ 1991            40            62Jan. 2, 1927 to Jan. 1, 1928..............            38            38  ............  ............  ............Jan. 2, 1928 to Jan. 1, 1929..............            39            39  ............  ............  ............Jan. 2, 1929 or later.....................            40  ............  ............  ............----------------------------------------------------------------------------------------------------------------\1\ Number of QCs required for fully insured status; living worker or worker who dies after reaching retirement  age.\2\ Worker born before Jan. 2, 1930 who dies before reaching retirement age.\3\ Number of QCs required for fully insured status.\4\ Worker born Jan. 2, 1930 or later, who dies before reaching retirement age.\5\ Or earlier.\6\ Or younger.\7\ Or later.

(b) Number of QCs you need. The QCs you need for fully insured status are in column II opposite your date of birth in column I. If a worker dies before reaching retirement age as described in §404.110(b)(2), the QCs needed for fully insured status are shown in column IV opposite—

(1) The year of death in column III, if the worker was born before January 2, 1930; or

(2) The age in the year of death in column V, if the worker was born after January 1, 1930.

(c) How a period of disability affects the number of QCs you need. If you had a period of disability established for you, it affects the number of QCs you need to be fully insured (see §404.110(c)). For each year which is wholly or partly in a period of disability, subtract one QC from the number of QCs shown in the appropriate line and column of the table as explained in paragraph (b) of this section.

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